Question: Can Medicaid recover – or “claw back” – assets from an ABLE Account after an Account Owner passes away?
Answer: A state Medicaid agency may recover from an Account Owner’s estate based on factors such as the type of Medicaid benefits that the Account Owner received after the Account was established, individual state Medicaid policy, and the Account Owner’s state of residence.
In Illinois, the state Medicaid agency (HFS) recently modified its estate recovery rules for Medicaid recipients who died on or after July 1, 2022. Read the Administrative Code to learn more. For more information about Illinois Medicaid estate recovery claims, visit the Illinois Department of Healthcare and Family Services website and talk with a legal professional.
Learn More About IL ABLE
Learn what an IL ABLE disability savings Account is, who is eligible, how to open an Account, and how it can help you save for qualified disability-related expenses while protecting important benefits.
- Visit the IL ABLE website
- Review the Plan Disclosure Booklet
- Explore IL ABLE Investment Options
- Open an IL ABLE Account online
For assistance, call 888-609-8683 Monday through Friday from 8 am to 5 pm CT, or email il.clientservice@savewithable.com. Support is available in multiple languages and for callers who are deaf or hard of hearing.