Who can open an Illinois ABLE account?

A great way to start your New Year is to open an Illinois ABLE account for yourself or for someone you love or support. It is never too late or too early to start an ABLE account if you are eligible.

An ABLE account can be started as early as birth for a child with a disability, or any time after, as long as the disability onset was prior to age 26 and the severity of the disability meets the Social Security definition of disability.

Illinois ABLE allows you to start planning for future needs and to help with current expense needs of the account owner, such as therapy, education, job training services, assistive technology products or personal support services.

Opening an account for yourself: As a person with a disability who is not under guardianship and is 18-years of age or older, you can open an account for yourself.  You can open it online or download and print an enrollment form to mail to IL ABLE.  Take a look at this checklist to be sure that you’ve gathered all of the information you will need to get started.

If you prefer, you can also enlist the help of another adult to open or manage your account.  You will need to complete the Agent Authorization/Power of Attorney (POA).  The POA should be submitted with your enrollment form.

Remember, you will always be the ABLE account owner even if someone else manages the account for you.

Opening an IL ABLE Account for a Minor or Adult Child: Parents can open an Illinois ABLE account anytime for an eligible minor or adult child and serve as the Authorized Individual.  To open an account as the parent of an adult child, you will need to submit a copy of the child’s birth certificate. For a complete checklist of things you will need, click here.  A

Opening an IL ABLE Account as a Legal Guardian: Opening an IL ABLE account by a Legal Guardian has become easier.  Now, Guardians can submit copies of Guardianship of the Person or Guardianship of the Estate to open and become the Authorized Individual for an account owner. You can easily upload these documents directly on the Illinois ABLE  website. Learn more about this new flexibility here.

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