New Flexibility Is Here to Open an IL ABLE Account 

Are you a Guardian of an adult with a disability?  Have you tried to open an Illinois ABLE account as an Authorized Individual for the adult, but didn’t have the right Guardianship documents to complete the enrollment?

We listened to your concerns and we took action! Thanks to efforts by the State Treasurer’s Office and disability advocates, Governor Pritzker just signed a law that allows a Guardian of an adult with a disability who wants to open an Illinois ABLE account for the adult to have the option to submit a copy of the Guardianship of the Person documents as proof of authority.

Here’s an easy checklist of the types of authorizing documents that an can be submitted to open an Illinois ABLE account for an adult with a disability.  If you are:

  • Guardian of an adult account owner – upload copies of your Guardianship of the Person or Guardianship of the Estate of the adult when you enroll in Illinois ABLE 
  • Parent of an adult account owner – you can upload a copy of the adult child’s Certificate of Birth that includes the account owner’s date of birth and parents’ names.
  • Other supporter of an adult account owner – if the adult is not under Guardianship, he or she may give you Power of Attorney to open and manage the IL ABLE account. Click here to download the POA form.

Or go to il.savewithable.com to get started

Can a representative payee open an IL ABLE account on behalf of an adult with a disability? As long as the rep payee meets one of the above criteria, the representative payee can open and manage the account.  However, at this time, if you are representative payee, but do not meet at least one of the above criteria, you may not open an ABLE account for an adult with a disability.

Many of you have asked us why the IL ABLE program requires Authorized Individuals to submit copies of authorizing documentation while other state ABLE plans don’t have that requirement.  The answer is simple: IL ABLE and the National ABLE Alliance  are committed to protecting individuals with disabilities by requiring those who are opening and managing ABLE accounts on behalf of an adult with a disability to provide documentation showing the authority to do so.  It is best practice, it helps protect individuals and families, and it helps protect the integrity of the ABLE program.

For more information and answers to your questions, call 888-609-8683, Monday – Friday, 8am – 6pm.